{"id":736,"date":"2026-04-07T19:00:03","date_gmt":"2026-04-07T11:00:03","guid":{"rendered":"https:\/\/korean-stockmarket.com\/?p=736"},"modified":"2026-05-04T17:56:52","modified_gmt":"2026-05-04T09:56:52","slug":"%eb%af%b8%ea%b5%ad%ec%a3%bc%ec%8b%9d-%ed%95%b4%ec%99%b8%ec%a3%bc%ec%8b%9d-%eb%b0%b0%eb%8b%b9%ea%b8%88-%ec%84%b8%ea%b8%88-%ec%b4%9d%ec%a0%95%eb%a6%ac-%eb%b0%b0%eb%8b%b9%ec%86%8c%eb%93%9d%ec%84%b8","status":"publish","type":"post","link":"https:\/\/korean-stockmarket.com\/?p=736","title":{"rendered":"\ubbf8\uad6d\uc8fc\uc2dd \ud574\uc678\uc8fc\uc2dd \ubc30\ub2f9\uae08 \uc138\uae08 \ucd1d\uc815\ub9ac! \ubc30\ub2f9\uc18c\ub4dd\uc138 \uc808\uc138\ubc95 \uc644\ubcbd\uc815\ub9ac"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\ubc30\ub2f9\uae08 \uc138\uae08\uc740 \uad6d\ub0b4 \ud22c\uc790\uc790\ub4e4\uc774 \ud574\uc678 \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud560 \ub54c \ubc18\ub4dc\uc2dc \uc774\ud574\ud574\uc57c \ud558\ub294 \ud575\uc2ec \uc694\uc18c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud2b9\ud788 \ubbf8\uad6d\uc8fc\uc2dd \ubc30\ub2f9\uae08 \uc138\uae08\uacfc \ud574\uc678\uc8fc\uc2dd \ubc30\ub2f9\uae08 \uc138\uae08 \uad6c\uc870\ub294 \uad6d\ub0b4 \ubc30\ub2f9\uacfc\ub294 \ub2e4\ub978 \ubc29\uc2dd\uc73c\ub85c \uc801\uc6a9\ub418\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uc804\uc5d0 \uc815\ud655\ud788 \ud30c\uc545\ud558\ub294 \uac83\uc774 \uc911\uc694\ud55c\ub370\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc30\ub2f9 \uc218\uc775\uc774 \ub298\uc5b4\ub0a0\uc218\ub85d \uc138\uae08 \ubd80\ub2f4\ub3c4 \ud568\uaed8 \uc99d\uac00\ud558\uae30 \ub54c\ubb38\uc5d0, \ub2e8\uc21c\ud788 \uc218\uc775\ub960\ub9cc \ubcfc \uac83\uc774 \uc544\ub2c8\ub77c \uc138\ud6c4 \uc218\uc775 \uae30\uc900\uc73c\ub85c \ud22c\uc790 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ubc88 \uae30\uc0ac\uc5d0\uc11c\ub294 \ubc30\ub2f9\uae08 \uc138\uae08\uc758 \uad6c\uc870\ubd80\ud130 \uc2e4\uc81c \uc801\uc6a9 \ubc29\uc2dd, \uadf8\ub9ac\uace0 \ud569\ubc95\uc801\uc778 \uc808\uc138 \ubc29\ubc95\uae4c\uc9c0 \uccb4\uacc4\uc801\uc73c\ub85c \uc815\ub9ac\ud574\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud574\uc678 \uc8fc\uc2dd \ubc30\ub2f9 \uacfc\uc138\uc758 \uae30\ubcf8 \uc6d0\ub9ac &#8211; \uc6d0\ucc9c\uc9d5\uc218\ub780 \ubb34\uc5c7\uc778\uac00?<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"820\" height=\"483\" src=\"https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image-1.jpeg\" alt=\"\" class=\"wp-image-740\" style=\"width:840px;height:auto\" srcset=\"https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image-1.jpeg 820w, https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image-1-300x177.jpeg 300w, https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image-1-768x452.jpeg 768w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">[\ucd9c\ucc98: <a href=\"https:\/\/www.hankyung.com\/article\/202510299882i\" target=\"_blank\" rel=\"noopener\">\ud55c\uad6d\uacbd\uc81c<\/a>]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud22c\uc790\uc790\uac00 \ud574\uc678 \uae30\uc5c5\uc73c\ub85c\ubd80\ud130 \ubc30\ub2f9\uc744 \ubc1b\uac8c \ub418\uba74, \ud574\ub2f9 \uad6d\uac00\uc758 \uacfc\uc138 \ub2f9\uad6d\uc774 \uba3c\uc800 \uc138\uae08\uc744 \ub5bc\uace0 \ub0a8\uc740 \uae08\uc561\uc744 \uc9c0\uae09\ud558\ub294\ub370 \uc774\ub97c &#8216;\uc6d0\ucc9c\uc9d5\uc218&#8217;\ub77c\uace0 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\ud55c\ubbfc\uad6d \uac70\uc8fc\uc790\uac00 \ud574\uc678 \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud560 \ub54c \uac00\uc7a5 \uae30\ubcf8\uc774 \ub418\ub294 \uae30\uc900\uc740 \uad6d\ub0b4 \ubc30\ub2f9\uc18c\ub4dd\uc138\uc728\uc778 14%(\uc9c0\ubc29\uc18c\ub4dd\uc138 \ud3ec\ud568 \uc2dc 15.4%)\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub300\ubd80\ubd84\uc758 \ud22c\uc790\uc790\uac00 \uc9d1\uc911\ud558\ub294 \ubbf8\uad6d\uc8fc\uc2dd \ubc30\ub2f9\uae08 \uc138\uae08\uc758 \uacbd\uc6b0, \ud55c\ubbf8 \uc870\uc138\ud611\uc57d\uc5d0 \ub530\ub77c \ud604\uc9c0\uc5d0\uc11c 15%\ub97c \uc6d0\ucc9c\uc9d5\uc218\ud558\ub294\ub370\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub294 \ud55c\uad6d\uc758 14%\ubcf4\ub2e4 \ub192\uae30 \ub54c\ubb38\uc5d0 \uad6d\ub0b4\uc5d0\uc11c \ucd94\uac00\ub85c \uc9d5\uc218\ub418\ub294 \uc138\uae08\uc740 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud558\uc9c0\ub9cc \uc911\uad6d\uc774\ub098 \ubca0\ud2b8\ub0a8\ucc98\ub7fc \ud604\uc9c0 \uc138\uc728\uc774 \ud55c\uad6d\ubcf4\ub2e4 \ub0ae\uc740 \uad6d\uac00\uc758 \uacbd\uc6b0\uc5d0\ub294 \ud604\uc9c0\uc5d0\uc11c \uc138\uae08\uc744 \ub5bc\uace0 \ub09c \ub4a4, \ud55c\uad6d \uc138\uc728\uacfc\uc758 \ucc28\uc561\ub9cc\ud07c \uad6d\ub0b4 \uc99d\uad8c\uc0ac\uc5d0\uc11c \ucd94\uac00\ub85c \uc6d0\ucc9c\uc9d5\uc218\ub97c \uc9c4\ud589\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub530\ub77c\uc11c \ub0b4\uac00 \ud22c\uc790\ud558\ub294 \uad6d\uac00\uc758 \uc6d0\ucc9c\uc9d5\uc218 \uc138\uc728\uc774 \uc5bc\ub9c8\uc778\uc9c0 \ud30c\uc545\ud558\ub294 \uac83\uc774 \ud574\uc678\uc8fc\uc2dd \ubc30\ub2f9\uae08 \uc138\uae08 \uad00\ub9ac\uc758 \uccab\uac78\uc74c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uad6d\uac00\ubcc4 \ubc30\ub2f9\uc18c\ub4dd\uc138\uc728 \ube44\uad50 &#8211; \ubbf8\uad6d\ubd80\ud130 \uc720\ub7fd\uae4c\uc9c0<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image-2.jpeg\" alt=\"\" class=\"wp-image-739\" style=\"width:840px;height:auto\" srcset=\"https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image-2.jpeg 800w, https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image-2-300x225.jpeg 300w, https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image-2-768x576.jpeg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">[\ucd9c\ucc98: <a href=\"https:\/\/www.fntimes.com\/html\/view.php?ud=20240114194426451179ad43907_18\" target=\"_blank\" rel=\"noopener\">\ud55c\uad6d\uae08\uc735\uc2e0\ubb38<\/a>]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud574\uc678 \ud22c\uc790\uc758 \ubc94\uc704\uac00 \ub113\uc5b4\uc9d0\uc5d0 \ub530\ub77c \uad6d\uac00\ubcc4\ub85c \uc0c1\uc774\ud55c \uc138\uc728\uc744 \uc774\ud574\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e8\uc21c\ud788 \uc218\uc775\ub960\uc774 \ub192\ub2e4\uace0 \uc9c4\uc785\ud588\ub2e4\uac00\ub294 \ubc30\ub2f9\uae08\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc744 \uc138\uae08\uc73c\ub85c \ub0a9\ubd80\ud574\uc57c \ud560 \uc218\ub3c4 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubbf8\uad6d: \ud604\uc9c0 \uc138\uc728 15% (\uad6d\ub0b4 \ucd94\uac00 \uc9d5\uc218 \uc5c6\uc74c)<\/li>\n\n\n\n<li>\uc77c\ubcf8: \ud604\uc9c0 \uc138\uc728 15.315% (\uad6d\ub0b4 \ucd94\uac00 \uc9d5\uc218 \uc5c6\uc74c)<\/li>\n\n\n\n<li>\uc911\uad6d: \ud604\uc9c0 \uc138\uc728 10% (\uad6d\ub0b4\uc5d0\uc11c \ucc28\uc561 \uc57d 4.4% \ucd94\uac00 \uc9d5\uc218)<\/li>\n\n\n\n<li>\ub3c5\uc77c: \ud604\uc9c0 \uc138\uc728 26.375% (\uace0\uc138\uc728 \uad6d\uac00, \ud658\uae09 \uc808\ucc28 \ubcf5\uc7a1)<\/li>\n\n\n\n<li>\ud504\ub791\uc2a4: \ud604\uc9c0 \uc138\uc728 12.8% ~ 30% (\uc870\uac74\uc5d0 \ub530\ub77c \uc0c1\uc774)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d\uc740 \uc870\uc138 \ud611\uc57d\uc774 \uc798 \ub418\uc5b4 \uc788\uc5b4 \ube44\uad50\uc801 \uac04\ud3b8\ud558\uc9c0\ub9cc, \uc720\ub7fd \uad6d\uac00 \uc911 \uc77c\ubd80\ub294 \ud604\uc9c0 \uc138\uc728\uc774 \ub9e4\uc6b0 \ub192\uc740\ub370\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud2b9\ud788 \ub3c5\uc77c\uc774\ub098 \ud504\ub791\uc2a4 \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud560 \ub54c\ub294 \ud604\uc9c0\uc5d0\uc11c 25%\uac00 \ub118\ub294 \uc138\uae08\uc744 \ub5bc\uc5b4\uac00\uae30 \ub54c\ubb38\uc5d0 \uc2e4\uc9c8 \uc218\uc775\ub960\uc774 \ud06c\uac8c \ub0ae\uc544\uc9c8 \uc218 \uc788\uc74c\uc744 \uc720\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc30\ub2f9\uae08 \uc138\uae08\uc744 \uace0\ub824\ud55c \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc774 \ud544\uc694\ud55c \uc774\uc720\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uae08\uc735\uc18c\ub4dd\uc885\ud569\uacfc\uc138 &#8211; 2,000\ub9cc \uc6d0\uc758 \ubcbd\uc744 \uc8fc\uc758\ud558\ub77c<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"820\" height=\"583\" src=\"https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image-3.jpeg\" alt=\"\" class=\"wp-image-741\" style=\"width:840px;height:auto\" srcset=\"https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image-3.jpeg 820w, https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image-3-300x213.jpeg 300w, https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image-3-768x546.jpeg 768w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">[\ucd9c\ucc98: <a href=\"https:\/\/www.donga.com\/news\/Economy\/article\/all\/20251222\/133017245\/2\" target=\"_blank\" rel=\"noopener\">\ub3d9\uc544\uc77c\ubcf4<\/a>]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud574\uc678 \uc8fc\uc2dd \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uac00\uc7a5 \ubb34\uc11c\uc6b4 \ub2e8\uc5b4 \uc911 \ud558\ub098\uac00 \ubc14\ub85c &#8216;\uae08\uc735\uc18c\ub4dd\uc885\ud569\uacfc\uc138&#8217;\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uad6d\ub0b4\uc678\ub97c \ub9c9\ub860\ud558\uace0 \uac1c\uc778\uc774 \ud55c \ud574 \ub3d9\uc548 \ubc1b\ub294 \uc774\uc790\uc640 \ubc30\ub2f9\uae08\uc758 \ud569\uacc4\uac00 2,000\ub9cc \uc6d0\uc744 \ucd08\uacfc\ud560 \uacbd\uc6b0, \ud574\ub2f9 \uc18c\ub4dd\uc740 \ub2e4\ub978 \uadfc\ub85c\uc18c\ub4dd\uc774\ub098 \uc0ac\uc5c5\uc18c\ub4dd\uacfc \ud569\uc0b0\ub418\uc5b4 \uc885\ud569\uc18c\ub4dd\uc138\uc728(6.6%~49.5%)\ub85c \uacfc\uc138\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub54c \ubbf8\uad6d\uc8fc\uc2dd \ubc30\ub2f9\uae08 \uc138\uae08\uc73c\ub85c \ud604\uc9c0\uc5d0\uc11c \uc774\ubbf8 \ub0a9\ubd80\ud55c 15%\ub294 \uc678\uad6d\ub0a9\ubd80\uc138\uc561\uacf5\uc81c\ub97c \ud1b5\ud574 \uc77c\ubd80 \ucc28\uac10\ubc1b\uc744 \uc218 \uc788\ub294\ub370\uc694.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud558\uc9c0\ub9cc \uace0\uc18c\ub4dd\uc790\uc758 \uacbd\uc6b0 \uacfc\uc138\ud45c\uc900 \uad6c\uac04\uc774 \uc62c\ub77c\uac00\uba74\uc11c \uc138 \ubd80\ub2f4\uc774 \uae09\uaca9\ud788 \ub298\uc5b4\ub0a0 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud2b9\ud788 \ubc30\ub2f9\uc8fc \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uac00 \ud070 \ud22c\uc790\uc790\ub4e4\uc740 12\uc6d4\uc5d0 \ubc30\ub2f9\uc774 \uc9d1\uc911\ub418\uc9c0 \uc54a\ub3c4\ub85d \ubd84\uae30\ubc30\ub2f9\uc774\ub098 \uc6d4\ubc30\ub2f9 \uc885\ubaa9\uc744 \uc801\uc808\ud788 \uc11e\uc5b4 \uc5f0\uac04 \uc18c\ub4dd\uc744 \ubd84\uc0b0\ud558\ub294 \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud574\uc678\uc8fc\uc2dd \ubc30\ub2f9\uae08 \uc138\uae08 \uad00\ub9ac\ub294 \uacb0\uad6d \uc2dc\uac04\uacfc\uc758 \uc2f8\uc6c0\uc774\uc790 \ubd84\uc0b0\uc758 \uc608\uc220\uc774\ub77c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ubc30\ub2f9\uae08 \uc808\uc138 \uc804\ub7b5 1 &#8211; ISA\uc640 \uc5f0\uae08\uc800\ucd95\ud380\ub4dc \ud65c\uc6a9\ubc95<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"567\" height=\"475\" src=\"https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image.jpeg\" alt=\"\" class=\"wp-image-737\" style=\"width:840px;height:auto\" srcset=\"https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image.jpeg 567w, https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image-300x251.jpeg 300w\" sizes=\"(max-width: 567px) 100vw, 567px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">[\ucd9c\ucc98: <a href=\"https:\/\/www.wealthm.co.kr\/news\/articleView.html?idxno=11945\" target=\"_blank\" rel=\"noopener\">\uc6f0\uc2a4\ub9e4\ub2c8\uc9c0\uba3c\ud2b8<\/a>]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc138\uae08\uc744 \ud569\ubc95\uc801\uc73c\ub85c \uc904\uc774\ub294 \uac00\uc7a5 \uac15\ub825\ud55c \ubc29\ubc95\uc740 \uc815\ubd80\uac00 \uc81c\uacf5\ud558\ub294 \uc808\uc138 \uacc4\uc88c\ub97c \ud65c\uc6a9\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 \ud604\uc7ac, \uad6d\ub0b4 \uac70\uc8fc\uc790\uac00 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \ub300\ud45c\uc801\uc778 \ub3c4\uad6c\ub294 ISA(\uac1c\uc778\uc885\ud569\uad00\ub9ac\uacc4\uc88c)\uc640 \uc5f0\uae08\uc800\ucd95, IRP\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc911\uac1c\ud615 ISA<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud574\uc678 \uc8fc\uc2dd\ud615 ETF(\uad6d\ub0b4 \uc0c1\uc7a5)\uc5d0 \ud22c\uc790\ud560 \uacbd\uc6b0 \ubc30\ub2f9\uc18c\ub4dd\uc5d0 \ub300\ud574 \ube44\uacfc\uc138 \ubc0f \ubd84\ub9ac\uacfc\uc138 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud574\uc678 \uc9c1\uad6c \uc8fc\uc2dd\uc5d0\ub294 \uc9c1\uc811 \ud22c\uc790\uac00 \ubd88\uac00\ub2a5\ud558\uc9c0\ub9cc, \ubbf8\uad6d \ub098\uc2a4\ub2e5100\uc774\ub098 S&amp;P500\uc744 \ucd94\uc885\ud558\ub294 \uad6d\ub0b4 ETF\ub97c \ud1b5\ud558\uba74 \ubc30\ub2f9\uae08 \uc138\uae08 \uc808\uc57d\uc5d0 \ud0c1\uc6d4\ud55c \ud6a8\uacfc\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc5f0\uae08\uc800\ucd95\/IRP<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uacfc\uc138 \uc774\uc5f0 \ud61c\ud0dd\uc774 \uc788\uc5b4 \ubc30\ub2f9\uae08\uc744 \uc218\ub839\ud560 \ub54c \uc989\uc2dc \uc138\uae08\uc744 \ub5bc\uc9c0 \uc54a\uace0, \ub098\uc911\uc5d0 \uc5f0\uae08\uc73c\ub85c \uc218\ub839\ud560 \ub54c \ub0ae\uc740 \uc138\uc728(3.3%~5.5%)\ub85c \ub0a9\ubd80\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubcf5\ub9ac \ud6a8\uacfc\ub97c \uadf9\ub300\ud654\ud558\uace0 \uc2f6\uc740 \uc7a5\uae30 \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \ud574\uc678\uc8fc\uc2dd \ubc30\ub2f9\uae08 \uc138\uae08\uc744 \ub4a4\ub85c \ubbf8\ub8e8\ub294 \uc774 \uc804\ub7b5\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ubc30\ub2f9\uae08 \uc808\uc138 \uc804\ub7b5 2 &#8211; \uc99d\uc5ec\uc640 \ubc95\uc778 \uacc4\uc88c \uace0\ub824<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uc790\uc0b0 \uaddc\ubaa8\uac00 \ucee4\uc838 \uae08\uc735\uc18c\ub4dd\uc885\ud569\uacfc\uc138\uac00 \uc6b0\ub824\ub418\ub294 \uc218\uc900\uc774\ub77c\uba74 \uc778\uc801 \ubd84\uc0b0\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc30\uc6b0\uc790\ub098 \uc790\ub140\uc5d0\uac8c \uc8fc\uc2dd\uc744 \uc99d\uc5ec\ud558\uc5ec \ubc30\ub2f9 \uc18c\ub4dd\uc744 \ubd84\uc0b0\uc2dc\ud0a4\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc30\uc6b0\uc790\uc758 \uacbd\uc6b0 10\ub144\uac04 6\uc5b5 \uc6d0\uae4c\uc9c0 \uc99d\uc5ec\uc138\uac00 \uba74\uc81c\ub418\ubbc0\ub85c, \uace0\ubc30\ub2f9\uc8fc\ub97c \ubc30\uc6b0\uc790 \uba85\uc758\ub85c \uc774\uc804\ud558\uba74 \uc778\ub2f9 2,000\ub9cc \uc6d0\uc758 \ud55c\ub3c4\ub97c \uac01\uac01 \ud65c\uc6a9\ud560 \uc218 \uc788\uc5b4 \ubc30\ub2f9\uae08 \uc138\uae08 \uad00\ub9ac\uc5d0 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub610\ud55c, \uc804\ubb38 \ud22c\uc790\uc790\uc758 \uacbd\uc6b0 \uac1c\uc778 \uacc4\uc88c\uac00 \uc544\ub2cc \ubc95\uc778 \uacc4\uc88c\ub97c \ud1b5\ud574 \ud22c\uc790\ud558\ub294 \ubc29\uc548\ub3c4 \uac80\ud1a0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc95\uc778\uc740 \uac1c\uc778\uc758 \uc885\ud569\uc18c\ub4dd\uc138\uc728\uacfc \ub2e4\ub978 \ubc95\uc778\uc138\uc728\uc744 \uc801\uc6a9\ubc1b\uc73c\uba70, \ud22c\uc790 \uad00\ub828 \ube44\uc6a9\uc744 \uacbd\ube44 \ucc98\ub9ac\ud560 \uc218 \uc788\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud558\uc9c0\ub9cc \ubc95\uc778 \uc124\ub9bd \ubc0f \uc6b4\uc601 \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud558\ubbc0\ub85c \uc790\uc0b0 \uaddc\ubaa8\uac00 \ucd5c\uc18c \uc218\uc2ed\uc5b5 \ub2e8\uc704 \uc774\uc0c1\uc77c \ub54c \uc2e4\uc775\uc774 \uc788\ub294\ub370\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d\uc8fc\uc2dd \ubc30\ub2f9\uae08 \uc138\uae08\uc740 \uac1c\uc778\uc5d0\uac8c\ub294 \uc6d0\ucc9c\uc9d5\uc218\ub85c \ub05d\ub098\uc9c0\ub9cc, \ubc95\uc778\uc5d0\uac8c\ub294 \ubc95\uc778\uc138 \uc0b0\uc815\uc758 \uae30\ucd08\uac00 \ub428\uc744 \uc778\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ubc30\ub2f9\uae08 \uc808\uc138 \uc804\ub7b5 3 &#8211; \ubc30\ub2f9\ubcf4\ub2e4 \uc131\uc7a5\uc8fc \ud65c\uc6a9<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"700\" height=\"300\" src=\"https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image.png\" alt=\"\" class=\"wp-image-738\" style=\"width:840px;height:auto\" srcset=\"https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image.png 700w, https:\/\/korean-stockmarket.com\/wp-content\/uploads\/2026\/04\/image-300x129.png 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">[\ucd9c\ucc98: <a href=\"https:\/\/www.kcie.or.kr\/mobile\/guide\/2\/13\/web_view?series_idx=&amp;content_idx=1124\" target=\"_blank\" rel=\"noopener\">\uc804\uad6d\ud22c\uc790\uc790\uad50\uc721\ud611\uc758\ud68c<\/a>]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc30\ub2f9\uae08 \uc138\uae08 \ubd80\ub2f4\uc744 \uc904\uc774\uae30 \uc704\ud574 \uc77c\ubd80 \ud22c\uc790\uc790\ub294 \ubc30\ub2f9\uc8fc \ub300\uc2e0 \uc131\uc7a5\uc8fc \uc911\uc2ec\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc131\uc7a5\uc8fc\ub294 \ubc30\ub2f9 \ub300\uc2e0 \uc8fc\uac00 \uc0c1\uc2b9\uc73c\ub85c \uc218\uc775\uc744 \uc2e4\ud604\ud558\uae30 \ub54c\ubb38\uc5d0, \uc138\uae08 \ubc1c\uc0dd \uc2dc\uc810\uc744 \ub2a6\ucd9c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub294 \uc7a5\uae30 \ud22c\uc790\uc790\uc5d0\uac8c \ud2b9\ud788 \uc720\ub9ac\ud55c \uc804\ub7b5\uc73c\ub85c, \ubcf5\ub9ac \ud6a8\uacfc\ub97c \uadf9\ub300\ud654\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ubc30\ub2f9 \ud22c\uc790 \uc2dc \uc8fc\uc758\uc0ac\ud56d<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc30\ub2f9 \ud22c\uc790 \uc2dc\uc5d0\ub294 \ub2e8\uc21c\ud788 \ubc30\ub2f9\ub960\ub9cc \ubcf4\uace0 \ud22c\uc790\ud558\ub294 \uac83\uc740 \uc704\ud5d8\ud560 \uc218 \uc788\ub294\ub370\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub294 \ubc30\ub2f9\ub960\uc774 \ub192\uc740 \uc885\ubaa9\uc77c\uc218\ub85d \uae30\uc5c5\uc758 \uc7ac\ubb34 \uc0c1\ud0dc\uac00 \ubd88\uc548\uc815\ud560 \uac00\ub2a5\uc131\ub3c4 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub610\ud55c \uc138\uae08 \uad6c\uc870\ub97c \uace0\ub824\ud558\uc9c0 \uc54a\uc73c\uba74 \uc2e4\uc81c \uc218\uc775\uc774 \ud06c\uac8c \uc904\uc5b4\ub4e4 \uc218 \uc788\uc73c\ubbc0\ub85c, \ubc18\ub4dc\uc2dc \uc138\ud6c4 \uc218\uc775 \uae30\uc900\uc73c\ub85c \ud310\ub2e8\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud22c\uc790\uc790\ub294 \ubc18\ub4dc\uc2dc \uc138\uae08\uae4c\uc9c0 \ud3ec\ud568\ud55c \uc804\uccb4 \uc218\uc775 \uad6c\uc870\ub97c \uc774\ud574\ud558\uace0 \uc804\ub7b5\uc744 \uc218\ub9bd\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uacb0\ub860<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc30\ub2f9\uae08 \uc138\uae08\uc740 \ub2e8\uc21c\ud788 \ub0a9\ubd80\ud574\uc57c \ud558\ub294 \ube44\uc6a9\uc774 \uc544\ub2c8\ub77c \ud22c\uc790 \uc804\ub7b5\uc758 \ud575\uc2ec \uc694\uc18c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d\uc8fc\uc2dd \ubc30\ub2f9\uae08 \uc138\uae08\uacfc \ud574\uc678\uc8fc\uc2dd \ubc30\ub2f9\uae08 \uc138\uae08 \uad6c\uc870\ub97c \uc815\ud655\ud788 \uc774\ud574\ud558\uba74 \ubd88\ud544\uc694\ud55c \uc138\uae08 \ubd80\ub2f4\uc744 \uc904\uc774\uace0 \ud6a8\uc728\uc801\uc778 \ud22c\uc790 \uc124\uacc4\ub97c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uacb0\uad6d \uc911\uc694\ud55c \uac83\uc740 \uc138\ud6c4 \uc218\uc775\uc744 \uae30\uc900\uc73c\ub85c \ud310\ub2e8\ud558\ub294 \uac83\uc774\uba70, \uc774\ub97c \uc704\ud574 \ub2e4\uc591\ud55c \uc808\uc138 \uc804\ub7b5\uc744 \uc801\uc808\ud788 \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud2b9\ud788 \ubbf8\uad6d\uc8fc\uc2dd \ubc30\ub2f9\uae08 \uc138\uae08 15% \uc6d0\ucc9c\uc9d5\uc218 \uc6d0\ub9ac\uc640 \uad6d\ub0b4 \uae08\uc735\uc18c\ub4dd\uc885\ud569\uacfc\uc138 \uae30\uc900\uc744 \uba85\ud655\ud788 \uc774\ud574\ud558\uace0, ISA\ub098 \uc5f0\uae08\uacc4\uc88c \uac19\uc740 \uc808\uc138 \uc218\ub2e8\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubcf8 \uac00\uc774\ub4dc\uac00 \uc5ec\ub7ec\ubd84\uc758 \uc131\uacf5\uc801\uc778 \ubc30\ub2f9 \ud22c\ucc28 \uc5ec\uc815\uc5d0 \ub4e0\ub4e0\ud55c \uc138\ubb34 \ub098\uce68\ubc18\uc774 \ub418\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5f0\uad00\uae30\uc0ac:<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-amp wp-block-embed-amp\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"htC8ux2rKX\"><a href=\"https:\/\/korean-stockmarket.com\/?p=751\">2026 \ub450\uc0b0 \uc5d0\ub108 \ube4c\ub9ac\ud2f0 \uc8fc\uac00 \uc804\ub9dd\ubd80\ud130 \ubc30\ub2f9\uae08\uae4c\uc9c0 \uc644\ubcbd\uc815\ub9ac!<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;2026 \ub450\uc0b0 \uc5d0\ub108 \ube4c\ub9ac\ud2f0 \uc8fc\uac00 \uc804\ub9dd\ubd80\ud130 \ubc30\ub2f9\uae08\uae4c\uc9c0 \uc644\ubcbd\uc815\ub9ac!&#8221; &#8212; \ucf54\ub9ac\uc548 \uc2a4\ud1a1 \ub9c8\ucf13 | \uc8fc\uc2dd \ubd84\uc11d &amp; \uc2e4\uc0dd\ud65c \uacbd\uc81c\" src=\"https:\/\/korean-stockmarket.com\/?p=751&#038;embed=true#?secret=odqiHcALFO#?secret=htC8ux2rKX\" data-secret=\"htC8ux2rKX\" width=\"500\" height=\"282\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n","protected":false},"excerpt":{"rendered":"\ubc30\ub2f9\uae08 \uc138\uae08\uc740 \uad6d\ub0b4 \ud22c\uc790\uc790\ub4e4\uc774 \ud574\uc678 \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud560 \ub54c \ubc18\ub4dc\uc2dc \uc774\ud574\ud574\uc57c \ud558\ub294 \ud575\uc2ec \uc694\uc18c\uc785\ub2c8\ub2e4. \ud2b9\ud788 \ubbf8\uad6d\uc8fc\uc2dd \ubc30\ub2f9\uae08 \uc138\uae08\uacfc \ud574\uc678\uc8fc\uc2dd \ubc30\ub2f9\uae08 \uc138\uae08 \uad6c\uc870\ub294 \uad6d\ub0b4 \ubc30\ub2f9\uacfc\ub294 \ub2e4\ub978 \ubc29\uc2dd\uc73c\ub85c \uc801\uc6a9\ub418\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uc804\uc5d0 \uc815\ud655\ud788 \ud30c\uc545\ud558\ub294 \uac83\uc774 \uc911\uc694\ud55c\ub370\uc694. \ubc30\ub2f9 \uc218\uc775\uc774 \ub298\uc5b4\ub0a0\uc218\ub85d \uc138\uae08 \ubd80\ub2f4\ub3c4 \ud568\uaed8 \uc99d\uac00\ud558\uae30 \ub54c\ubb38\uc5d0, \ub2e8\uc21c\ud788 \uc218\uc775\ub960\ub9cc \ubcfc \uac83\uc774 \uc544\ub2c8\ub77c \uc138\ud6c4 \uc218\uc775 \uae30\uc900\uc73c\ub85c \ud22c\uc790 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774\ubc88 \uae30\uc0ac\uc5d0\uc11c\ub294 [&hellip;]","protected":false},"author":1,"featured_media":742,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-736","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stock-tips-economic-issues"],"_links":{"self":[{"href":"https:\/\/korean-stockmarket.com\/index.php?rest_route=\/wp\/v2\/posts\/736","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/korean-stockmarket.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/korean-stockmarket.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/korean-stockmarket.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/korean-stockmarket.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=736"}],"version-history":[{"count":2,"href":"https:\/\/korean-stockmarket.com\/index.php?rest_route=\/wp\/v2\/posts\/736\/revisions"}],"predecessor-version":[{"id":765,"href":"https:\/\/korean-stockmarket.com\/index.php?rest_route=\/wp\/v2\/posts\/736\/revisions\/765"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/korean-stockmarket.com\/index.php?rest_route=\/wp\/v2\/media\/742"}],"wp:attachment":[{"href":"https:\/\/korean-stockmarket.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=736"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/korean-stockmarket.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=736"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/korean-stockmarket.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=736"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}